UWM Holdings Corporation (uwmc)
UWMC — Company Overview
UWM Holdings Corporation (UWMC) is a small-cap company in the Financial Services sector, operating in Mortgage Finance.
| Ticker | UWMC |
| Sector | Financial Services |
| Industry | Mortgage Finance |
| Exchange | NYQ |
| Market cap | $1.96B |
| Last price | $1.22 |
| Size category | Small Cap |
UWMC — Business Description
UWM Holdings Corporation (UWMC) operates in Mortgage Finance within the broader Financial Services market. UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.
Official website: https://www.uwm.com.
UWMC — Investment Thesis
The investment thesis for UWM Holdings Corporation (UWMC) rests on how Financial Services dynamics, profitability, and valuation interact at today's price.
- Revenue is contracting at roughly -70.6% year-over-year (public data).
- Dividend yield near 24.5% adds an income component to total return.
- Equity market capitalization is approximately $1.96B.
See the free estimates and earnings pages for public targets and growth metrics. Ownership, live news, and deeper models remain in Vest Terminal.
UWMC — Financial Health
Financial health for UWM Holdings Corporation (UWMC) is summarized from publicly reported profitability, leverage, and cash-flow metrics.
Negative profit margin (-1.3%) signals near-term profitability pressure. Negative free cash flow of $-207.53M may require careful capital allocation. Debt-to-equity of 1613.18 warrants monitoring in a higher-rate environment.
| Forward P/E | 3.50× |
| Price / Sales | 0.67× |
| Price / Book | 3.12× |
| Gross margin | 100.0% |
| Operating margin | -111.0% |
| Profit margin | -1.3% |
| Return on equity | -7.7% |
| Debt / Equity | 1613.18 |
| Free cash flow | $-207.53M |
UWMC — Growth Outlook
Growth outlook for UWM Holdings Corporation (UWMC) depends on demand trends in Mortgage Finance and the company's ability to convert revenue into sustainable earnings.
- Revenue decline of -70.6% highlights near-term demand headwinds.
- Price is 81.3% below the 52-week high.
UWMC — Competitive Position
UWM Holdings Corporation (UWMC) is evaluated against peers on scale, margin structure, and capital efficiency within Financial Services.
- Competes within Financial Services, specifically in Mortgage Finance.
- Market capitalization of $1.96B places UWMC among small-cap peers.
- Gross margin near 100.0% may reflect pricing power or favorable mix.
UWMC — Strengths
Strengths for UWM Holdings Corporation (UWMC) inferred from public financial metrics:
- Gross margin of 100.0% supports competitive unit economics.
- Dividend yield of 24.5% for income-oriented holders.
UWMC — Weaknesses
Weaknesses and pressure points for UWM Holdings Corporation (UWMC) based on available data:
- Revenue contraction of -70.6% year-over-year.
- Thin profit margin (-1.3%).
- Negative free cash flow ($-207.53M).
- Elevated debt-to-equity (1613.18).
- High beta (1.82) amplifies market swings.
- Price 81% below the 52-week high — sustained negative sentiment.
UWMC — Opportunities
- Dividend yield of 24.5% appeals to total-return investors.
UWMC — Risks
- Beta of 1.82 implies above-market volatility.
- Leverage (debt/equity 1613.18) raises sensitivity to credit conditions.
- Negative revenue growth may signal share loss or cyclical pressure.
- Thin margins leave less room for operational missteps.
UWMC — Summary
UWM Holdings Corporation (UWMC) is a small-cap Financial Services company focused on Mortgage Finance, listed on NYQ. Last price $1.22 with market cap $1.96B. Revenue declined -70.6% year-over-year per public data. Notable strengths include gross margin of 100.0% supports competitive unit economics. Key watch items include revenue contraction of -70.6% year-over-year. Public estimates and earnings snapshots for UWM Holdings Corporation are on this site; ownership, live news, and deeper models remain in Vest Terminal.
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UWM Holdings Corporation FAQ
What does UWM Holdings Corporation (UWMC) do?
UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and i…
What is UWMC's P/E ratio?
UWM Holdings Corporation has a trailing P/E of N/A× based on publicly available market data.
Does UWMC pay a dividend?
Indicated dividend yield: 24.5%. Confirm ex-dates and payout history in Vest Terminal.
What sector is UWMC in?
UWM Holdings Corporation is classified in Financial Services (Mortgage Finance) on NYQ.
What is UWMC's market capitalization?
Approximate market cap: $1.96B.
What are the main risks for UWMC?
Key risks include above-average volatility (beta 1.82), negative revenue growth, among factors on this page.
What are the strengths of UWMC?
Potential positives include gross margin of 100.0% supports competitive unit economics, dividend yield of 24.5% for income-oriented holders.
Where can I get analyst estimates for UWMC?
Public analyst price targets and consensus for UWM Holdings Corporation are on the free /stocks/uwmc/estimates page. Deeper estimate history and models are available in Vest Terminal.