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Sarah Chen

Senior Equity Analyst

Sarah Chen — Senior Equity Analyst

Sarah covers fundamental analysis and financial statements with a focus on clarity for retail investors.

How to Read a Stock Before You Buy

A practical checklist for evaluating any public company using business quality, financial health, and valuation — before you place a trade.

Understanding the Income Statement

Revenue, gross profit, operating income, and net earnings explained with the line items investors actually use.

The Cash Flow Statement Explained

Why free cash flow often matters more than reported earnings — and how to spot quality of earnings.

DCF Valuation Walkthrough for Individual Investors

Build a discounted cash flow model intuition — assumptions, terminal value, and sensitivity analysis.

The Long-Term Investing Mindset

Behavioral edges that matter more than picking the next hot stock — patience, position sizing, and ignoring noise.

Sector Rotation Basics for Retail Investors

Early-cycle, mid-cycle, and late-cycle sector behavior — a framework without trying to time every turn.