Aflac Incorporated (afl)
AFL — Company Overview
Aflac Incorporated (AFL) trades on NYQ as part of the Financial Services peer group (Insurance - Life).
| Ticker | AFL |
| Sector | Financial Services |
| Industry | Insurance - Life |
| Exchange | NYQ |
| Market cap | $64.47B |
| Last price | $126.66 |
| Size category | Large Cap |
AFL — Business Description
AFL represents a Insurance - Life business in the Financial Services segment. Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells…
Official website: https://www.aflac.com.
AFL — Investment Thesis
At a high level, AFL offers exposure to Financial Services with metrics outlined below from public market data.
- Revenue is expanding at roughly 27.9% year-over-year (public data).
- Trailing P/E of 14.34× sits in a moderate band relative to high-growth peers.
- Dividend yield near 1.9% adds an income component to total return.
- Equity market capitalization is approximately $64.47B.
Analyst consensus, price targets & estimates is available in Vest Terminal for Professional and Enterprise subscribers.
AFL — Financial Health
Key financial health indicators for Aflac Incorporated are derived exclusively from public data — no proprietary estimates.
Profit margin of 25.6% indicates solid bottom-line conversion. Positive free cash flow of $4.92B supports balance-sheet flexibility.
| Trailing P/E | 14.34× |
| Forward P/E | 16.78× |
| Price / Sales | 3.56× |
| Price / Book | 2.16× |
| Gross margin | 50.0% |
| Operating margin | 29.6% |
| Profit margin | 25.6% |
| Return on equity | 16.5% |
| Debt / Equity | 48.28 |
| Free cash flow | $4.92B |
AFL — Growth Outlook
Growth outlook for Aflac Incorporated (AFL) depends on demand trends in Insurance - Life and the company's ability to convert revenue into sustainable earnings.
- Revenue growth of 27.9% indicates strong top-line momentum.
- Earnings growth of 38.6% year-over-year supports improving profitability.
- Price is 2.7% below the 52-week high.
- Shares trade 24.8% above the 52-week low — limited rebound so far.
AFL — Competitive Position
Aflac Incorporated (AFL) is evaluated against peers on scale, margin structure, and capital efficiency within Financial Services.
- Competes within Financial Services, specifically in Insurance - Life.
- Market capitalization of $64.47B places AFL among large-cap peers.
- Gross margin near 50.0% may reflect pricing power or favorable mix.
AFL — Strengths
Strengths for Aflac Incorporated (AFL) inferred from public financial metrics:
- Revenue growth of 27.9% year-over-year.
- Earnings growth of 38.6% year-over-year.
- Return on equity near 16.5% — efficient use of shareholder capital.
- Gross margin of 50.0% supports competitive unit economics.
- Positive free cash flow ($4.92B).
- Dividend yield of 1.9% for income-oriented holders.
AFL — Weaknesses
Weaknesses and pressure points for Aflac Incorporated (AFL) based on available data:
Insufficient public data to assess this factor.
AFL — Opportunities
- Sustained revenue growth (27.9%) could support multiple expansion if margins hold.
- Trading 24.8% above the 52-week low — potential recovery if fundamentals stabilize.
- Positive free cash flow enables reinvestment, debt reduction, or shareholder returns.
AFL — Risks
- Standard market, regulatory, competitive, and execution risks apply to all public equities.
AFL — Summary
Aflac Incorporated (AFL) is a large-cap Financial Services company focused on Insurance - Life, listed on NYQ. Last price $126.66 with market cap $64.47B. Trailing P/E 14.34×. Revenue grew 27.9% year-over-year per public data. Notable strengths include revenue growth of 27.9% year-over-year. Premium analytics for Aflac Incorporated — including estimates and institutional data — are available in Terminal.
Aflac Incorporated FAQ
What does Aflac Incorporated (AFL) do?
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS…
What is AFL's P/E ratio?
Aflac Incorporated has a trailing P/E of 14.34× based on publicly available market data.
Does AFL pay a dividend?
Indicated dividend yield: 1.9%. Confirm ex-dates and payout history in Vest Terminal.
What sector is AFL in?
Aflac Incorporated is classified in Financial Services (Insurance - Life) on NYQ.
What is AFL's market capitalization?
Approximate market cap: $64.47B.
What are the main risks for AFL?
Standard market, competitive, and execution risks apply; see the Risks section.
What are the strengths of AFL?
Potential positives include revenue growth of 27.9% year-over-year, earnings growth of 38.6% year-over-year.
Where can I get analyst estimates for AFL?
Consensus estimates, price targets, and detailed analyst data for Aflac Incorporated are available to Professional subscribers in Vest Terminal — not on this public summary page.