Corpay, Inc. (cpay)
CPAY — Company Overview
Investors tracking CPAY follow a Software - Infrastructure name listed on NYQ within Technology.
| Ticker | CPAY |
| Sector | Technology |
| Industry | Software - Infrastructure |
| Exchange | NYQ |
| Market cap | $25.95B |
| Last price | $395.16 |
| Size category | Large Cap |
CPAY — Business Description
The business profile of Corpay, Inc. (CPAY) reflects its role in Software - Infrastructure. Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for…
Official website: https://www.corpay.com.
CPAY — Investment Thesis
Corpay, Inc. (CPAY) attracts investors weighing Software - Infrastructure fundamentals against current market pricing.
- Revenue is expanding at roughly 21.5% year-over-year (public data).
- Trailing P/E of 23.92× sits in a moderate band relative to high-growth peers.
- Forward P/E (12.57×) is below trailing P/E — earnings may be expected to improve.
- Equity market capitalization is approximately $25.95B.
See the free estimates and earnings pages for public targets and growth metrics. Ownership, live news, and deeper models remain in Vest Terminal.
CPAY — Financial Health
CPAY financial profile reflects operating efficiency and capital structure using available market fundamentals.
Profit margin of 22.7% indicates solid bottom-line conversion. Positive free cash flow of $1.95B supports balance-sheet flexibility. Debt-to-equity of 275.29 warrants monitoring in a higher-rate environment.
| Trailing P/E | 23.92× |
| Forward P/E | 12.57× |
| Price / Sales | 5.17× |
| Price / Book | 7.32× |
| Gross margin | 80.5% |
| Operating margin | 46.9% |
| Profit margin | 22.7% |
| Return on equity | 29.2% |
| Debt / Equity | 275.29 |
| Free cash flow | $1.95B |
CPAY — Growth Outlook
Growth outlook for Corpay, Inc. (CPAY) depends on demand trends in Software - Infrastructure and the company's ability to convert revenue into sustainable earnings.
- Revenue growth of 21.5% indicates strong top-line momentum.
- Earnings declined -7.0% year-over-year — margin or volume pressure may be in play.
- Price is 7.6% below the 52-week high.
CPAY — Competitive Position
Corpay, Inc. (CPAY) is evaluated against peers on scale, margin structure, and capital efficiency within Technology.
- Competes within Technology, specifically in Software - Infrastructure.
- Market capitalization of $25.95B places CPAY among large-cap peers.
- Gross margin near 80.5% may reflect pricing power or favorable mix.
CPAY — Strengths
Strengths for Corpay, Inc. (CPAY) inferred from public financial metrics:
- Revenue growth of 21.5% year-over-year.
- Return on equity near 29.2% — efficient use of shareholder capital.
- Gross margin of 80.5% supports competitive unit economics.
- Positive free cash flow ($1.95B).
- Large Cap scale ($25.95B) may provide distribution and funding advantages.
- Price near 52-week highs — positive price momentum on public markets.
CPAY — Weaknesses
Weaknesses and pressure points for Corpay, Inc. (CPAY) based on available data:
- Earnings decline of -7.0% year-over-year.
- Elevated debt-to-equity (275.29).
CPAY — Opportunities
- Sustained revenue growth (21.5%) could support multiple expansion if margins hold.
- Positive free cash flow enables reinvestment, debt reduction, or shareholder returns.
- Forward earnings multiple below trailing P/E — potential earnings acceleration ahead.
CPAY — Risks
- Leverage (debt/equity 275.29) raises sensitivity to credit conditions.
CPAY — Summary
Corpay, Inc. (CPAY) is a large-cap Technology company focused on Software - Infrastructure, listed on NYQ. Last price $395.16 with market cap $25.95B. Trailing P/E 23.92×. Revenue grew 21.5% year-over-year per public data. Notable strengths include revenue growth of 21.5% year-over-year. Key watch items include earnings decline of -7.0% year-over-year. Review free estimates and earnings pages for CPAY; upgrade for institutional ownership and live headlines.
Start Free — open CPAY in Vest Terminal
Access live data, filings, ownership, and analysis for Corpay, Inc..
Corpay, Inc. FAQ
What does Corpay, Inc. (CPAY) do?
Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and park…
What is CPAY's P/E ratio?
Corpay, Inc. has a trailing P/E of 23.92× based on publicly available market data.
Does CPAY pay a dividend?
Indicated dividend yield: none reported. Confirm ex-dates and payout history in Vest Terminal.
What sector is CPAY in?
Corpay, Inc. is classified in Technology (Software - Infrastructure) on NYQ.
What is CPAY's market capitalization?
Approximate market cap: $25.95B.
What are the main risks for CPAY?
Standard market, competitive, and execution risks apply; see the Risks section.
What are the strengths of CPAY?
Potential positives include revenue growth of 21.5% year-over-year, return on equity near 29.2% — efficient use of shareholder capital.
Where can I get analyst estimates for CPAY?
Public analyst price targets and consensus for Corpay, Inc. are on the free /stocks/cpay/estimates page. Deeper estimate history and models are available in Vest Terminal.