Fair Isaac Corporation (fico)
FICO — Company Overview
Fair Isaac Corporation (FICO) is a large-cap company in the Technology sector, operating in Software - Application.
| Ticker | FICO |
| Sector | Technology |
| Industry | Software - Application |
| Exchange | NYQ |
| Market cap | $19.00B |
| Last price | $879.62 |
| Size category | Large Cap |
FICO — Business Description
Fair Isaac Corporation (FICO) operates in Software - Application within the broader Technology market. Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detec…
Official website: https://www.fico.com.
FICO — Investment Thesis
The investment thesis for Fair Isaac Corporation (FICO) rests on how Technology dynamics, profitability, and valuation interact at today's price.
- Revenue is expanding at roughly 25.7% year-over-year (public data).
- Trailing P/E of 26.45× sits in a moderate band relative to high-growth peers.
- Forward P/E (16.59×) is below trailing P/E — earnings may be expected to improve.
- Equity market capitalization is approximately $19.00B.
See the free estimates and earnings pages for public targets and growth metrics. Ownership, live news, and deeper models remain in Vest Terminal.
FICO — Financial Health
Financial health for Fair Isaac Corporation (FICO) is summarized from publicly reported profitability, leverage, and cash-flow metrics.
Profit margin of 34.1% indicates solid bottom-line conversion. Positive free cash flow of $774.41M supports balance-sheet flexibility.
| Trailing P/E | 26.45× |
| Forward P/E | 16.59× |
| Price / Sales | 7.94× |
| Price / Book | -4.64× |
| Gross margin | 85.1% |
| Operating margin | 53.8% |
| Profit margin | 34.1% |
| Free cash flow | $774.41M |
FICO — Growth Outlook
Growth outlook for Fair Isaac Corporation (FICO) depends on demand trends in Software - Application and the company's ability to convert revenue into sustainable earnings.
- Revenue growth of 25.7% indicates strong top-line momentum.
- Earnings growth of 41.2% year-over-year supports improving profitability.
- Price is 56.0% below the 52-week high.
- Shares trade 1.1% above the 52-week low — limited rebound so far.
FICO — Competitive Position
Fair Isaac Corporation (FICO) is evaluated against peers on scale, margin structure, and capital efficiency within Technology.
- Competes within Technology, specifically in Software - Application.
- Market capitalization of $19.00B places FICO among large-cap peers.
- Gross margin near 85.1% may reflect pricing power or favorable mix.
FICO — Strengths
Strengths for Fair Isaac Corporation (FICO) inferred from public financial metrics:
- Revenue growth of 25.7% year-over-year.
- Earnings growth of 41.2% year-over-year.
- Gross margin of 85.1% supports competitive unit economics.
- Positive free cash flow ($774.41M).
- Large Cap scale ($19.00B) may provide distribution and funding advantages.
FICO — Weaknesses
Weaknesses and pressure points for Fair Isaac Corporation (FICO) based on available data:
- Price 56% below the 52-week high — sustained negative sentiment.
FICO — Opportunities
- Sustained revenue growth (25.7%) could support multiple expansion if margins hold.
- Trading 1.1% above the 52-week low — potential recovery if fundamentals stabilize.
- Positive free cash flow enables reinvestment, debt reduction, or shareholder returns.
- Forward earnings multiple below trailing P/E — potential earnings acceleration ahead.
FICO — Risks
- Beta of 1.32 implies above-market volatility.
FICO — Summary
Fair Isaac Corporation (FICO) is a large-cap Technology company focused on Software - Application, listed on NYQ. Last price $879.62 with market cap $19.00B. Trailing P/E 26.45×. Revenue grew 25.7% year-over-year per public data. Notable strengths include revenue growth of 25.7% year-over-year. Key watch items include price 56% below the 52-week high — sustained negative sentiment. Public estimates and earnings snapshots for Fair Isaac Corporation are on this site; ownership, live news, and deeper models remain in Vest Terminal.
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Fair Isaac Corporation FAQ
What does Fair Isaac Corporation (FICO) do?
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients acces…
What is FICO's P/E ratio?
Fair Isaac Corporation has a trailing P/E of 26.45× based on publicly available market data.
Does FICO pay a dividend?
Indicated dividend yield: none reported. Confirm ex-dates and payout history in Vest Terminal.
What sector is FICO in?
Fair Isaac Corporation is classified in Technology (Software - Application) on NYQ.
What is FICO's market capitalization?
Approximate market cap: $19.00B.
What are the main risks for FICO?
Key risks include above-average volatility (beta 1.32), among factors on this page.
What are the strengths of FICO?
Potential positives include revenue growth of 25.7% year-over-year, earnings growth of 41.2% year-over-year.
Where can I get analyst estimates for FICO?
Public analyst price targets and consensus for Fair Isaac Corporation are on the free /stocks/fico/estimates page. Deeper estimate history and models are available in Vest Terminal.