Humana Inc. (hum)
HUM — Company Overview
Investors tracking HUM follow a Healthcare Plans name listed on NYQ within Healthcare.
| Ticker | HUM |
| Sector | Healthcare |
| Industry | Healthcare Plans |
| Exchange | NYQ |
| Market cap | $45.00B |
| Last price | $374.78 |
| Size category | Large Cap |
HUM — Business Description
The business profile of Humana Inc. (HUM) reflects its role in Healthcare Plans. Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers. Its CenterW…
Official website: https://www.humana.com.
HUM — Investment Thesis
Humana Inc. (HUM) attracts investors weighing Healthcare Plans fundamentals against current market pricing.
- Revenue is expanding at roughly 26.2% year-over-year (public data).
- Trailing P/E of 36.11× implies elevated growth expectations at the current price.
- Forward P/E (22.62×) is below trailing P/E — earnings may be expected to improve.
- Dividend yield near 0.9% adds an income component to total return.
- Equity market capitalization is approximately $45.00B.
See the free estimates and earnings pages for public targets and growth metrics. Ownership, live news, and deeper models remain in Vest Terminal.
HUM — Financial Health
HUM financial profile reflects operating efficiency and capital structure using available market fundamentals.
Profit margin near 0.9% leaves a narrower cushion versus higher-margin peers. Positive free cash flow of $1.94B supports balance-sheet flexibility.
| Trailing P/E | 36.11× |
| Forward P/E | 22.62× |
| Price / Sales | 0.31× |
| Price / Book | 2.34× |
| Gross margin | 13.7% |
| Operating margin | 3.5% |
| Profit margin | 0.9% |
| Return on equity | 6.9% |
| Debt / Equity | 76.48 |
| Free cash flow | $1.94B |
HUM — Growth Outlook
Growth outlook for Humana Inc. (HUM) depends on demand trends in Healthcare Plans and the company's ability to convert revenue into sustainable earnings.
- Revenue growth of 26.2% indicates strong top-line momentum.
- Earnings growth of 27.1% year-over-year supports improving profitability.
- Price is 12.6% below the 52-week high.
HUM — Competitive Position
Humana Inc. (HUM) is evaluated against peers on scale, margin structure, and capital efficiency within Healthcare.
- Competes within Healthcare, specifically in Healthcare Plans.
- Market capitalization of $45.00B places HUM among large-cap peers.
- Gross margin of 13.7% should be benchmarked against direct competitors.
HUM — Strengths
Strengths for Humana Inc. (HUM) inferred from public financial metrics:
- Revenue growth of 26.2% year-over-year.
- Earnings growth of 27.1% year-over-year.
- Positive free cash flow ($1.94B).
- Moderate leverage (debt/equity 76.48).
- Large Cap scale ($45.00B) may provide distribution and funding advantages.
HUM — Weaknesses
Weaknesses and pressure points for Humana Inc. (HUM) based on available data:
- Elevated trailing P/E (36.11×) limits valuation margin of safety.
- Thin profit margin (0.9%).
HUM — Opportunities
- Sustained revenue growth (26.2%) could support multiple expansion if margins hold.
- Positive free cash flow enables reinvestment, debt reduction, or shareholder returns.
- Forward earnings multiple below trailing P/E — potential earnings acceleration ahead.
HUM — Risks
- Thin margins leave less room for operational missteps.
HUM — Summary
Humana Inc. (HUM) is a large-cap Healthcare company focused on Healthcare Plans, listed on NYQ. Last price $374.78 with market cap $45.00B. Trailing P/E 36.11×. Revenue grew 26.2% year-over-year per public data. Notable strengths include revenue growth of 26.2% year-over-year. Key watch items include elevated trailing p/e (36.11×) limits valuation margin of safety. Review free estimates and earnings pages for HUM; upgrade for institutional ownership and live headlines.
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Humana Inc. FAQ
What does Humana Inc. (HUM) do?
Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chron…
What is HUM's P/E ratio?
Humana Inc. has a trailing P/E of 36.11× based on publicly available market data.
Does HUM pay a dividend?
Indicated dividend yield: 0.9%. Confirm ex-dates and payout history in Vest Terminal.
What sector is HUM in?
Humana Inc. is classified in Healthcare (Healthcare Plans) on NYQ.
What is HUM's market capitalization?
Approximate market cap: $45.00B.
What are the main risks for HUM?
Key risks include elevated valuation, among factors on this page.
What are the strengths of HUM?
Potential positives include revenue growth of 26.2% year-over-year, earnings growth of 27.1% year-over-year.
Where can I get analyst estimates for HUM?
Public analyst price targets and consensus for Humana Inc. are on the free /stocks/hum/estimates page. Deeper estimate history and models are available in Vest Terminal.