Jack Henry & Associates, Inc. (jkhy)
JKHY — Company Overview
Investors tracking JKHY follow a Information Technology Services name listed on NMS within Technology.
| Ticker | JKHY |
| Sector | Technology |
| Industry | Information Technology Services |
| Exchange | NMS |
| Market cap | $10.40B |
| Last price | $148.33 |
| Size category | Large Cap |
JKHY — Business Description
The business profile of Jack Henry & Associates, Inc. (JKHY) reflects its role in Information Technology Services. Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, a…
Official website: https://www.jackhenry.com.
JKHY — Investment Thesis
Jack Henry & Associates, Inc. (JKHY) attracts investors weighing Information Technology Services fundamentals against current market pricing.
- Revenue is expanding at roughly 4.7% year-over-year (public data).
- Trailing P/E of 21.56× sits in a moderate band relative to high-growth peers.
- Forward P/E (18.89×) is below trailing P/E — earnings may be expected to improve.
- Dividend yield near 1.6% adds an income component to total return.
- Equity market capitalization is approximately $10.40B.
See the free estimates and earnings pages for public targets and growth metrics. Ownership, live news, and deeper models remain in Vest Terminal.
JKHY — Financial Health
JKHY financial profile reflects operating efficiency and capital structure using available market fundamentals.
Profit margin of 19.8% indicates solid bottom-line conversion. Positive free cash flow of $352.22M supports balance-sheet flexibility.
| Trailing P/E | 21.56× |
| Forward P/E | 18.89× |
| Price / Sales | 4.09× |
| Price / Book | 5.07× |
| Gross margin | 43.9% |
| Operating margin | 22.5% |
| Profit margin | 19.8% |
| Return on equity | 24.0% |
| Debt / Equity | 3.79 |
| Free cash flow | $352.22M |
JKHY — Growth Outlook
Growth outlook for Jack Henry & Associates, Inc. (JKHY) depends on demand trends in Information Technology Services and the company's ability to convert revenue into sustainable earnings.
- Revenue growth of 4.7% suggests steady but measured expansion.
- Earnings declined -10.4% year-over-year — margin or volume pressure may be in play.
- Price is 23.3% below the 52-week high.
- Shares trade 22.5% above the 52-week low — limited rebound so far.
JKHY — Competitive Position
Jack Henry & Associates, Inc. (JKHY) is evaluated against peers on scale, margin structure, and capital efficiency within Technology.
- Competes within Technology, specifically in Information Technology Services.
- Market capitalization of $10.40B places JKHY among large-cap peers.
- Gross margin near 43.9% may reflect pricing power or favorable mix.
JKHY — Strengths
Strengths for Jack Henry & Associates, Inc. (JKHY) inferred from public financial metrics:
- Return on equity near 24.0% — efficient use of shareholder capital.
- Gross margin of 43.9% supports competitive unit economics.
- Positive free cash flow ($352.22M).
- Dividend yield of 1.6% for income-oriented holders.
- Moderate leverage (debt/equity 3.79).
- Large Cap scale ($10.40B) may provide distribution and funding advantages.
JKHY — Weaknesses
Weaknesses and pressure points for Jack Henry & Associates, Inc. (JKHY) based on available data:
- Earnings decline of -10.4% year-over-year.
JKHY — Opportunities
- Trading 22.5% above the 52-week low — potential recovery if fundamentals stabilize.
- Positive free cash flow enables reinvestment, debt reduction, or shareholder returns.
JKHY — Risks
- Standard market, regulatory, competitive, and execution risks apply to all public equities.
JKHY — Summary
Jack Henry & Associates, Inc. (JKHY) is a large-cap Technology company focused on Information Technology Services, listed on NMS. Last price $148.33 with market cap $10.40B. Trailing P/E 21.56×. Revenue grew 4.7% year-over-year per public data. Notable strengths include return on equity near 24.0% — efficient use of shareholder capital. Key watch items include earnings decline of -10.4% year-over-year. Review free estimates and earnings pages for JKHY; upgrade for institutional ownership and live headlines.
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Jack Henry & Associates, Inc. FAQ
What does Jack Henry & Associates, Inc. (JKHY) do?
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corpo…
What is JKHY's P/E ratio?
Jack Henry & Associates, Inc. has a trailing P/E of 21.56× based on publicly available market data.
Does JKHY pay a dividend?
Indicated dividend yield: 1.6%. Confirm ex-dates and payout history in Vest Terminal.
What sector is JKHY in?
Jack Henry & Associates, Inc. is classified in Technology (Information Technology Services) on NMS.
What is JKHY's market capitalization?
Approximate market cap: $10.40B.
What are the main risks for JKHY?
Standard market, competitive, and execution risks apply; see the Risks section.
What are the strengths of JKHY?
Potential positives include return on equity near 24.0% — efficient use of shareholder capital, gross margin of 43.9% supports competitive unit economics.
Where can I get analyst estimates for JKHY?
Public analyst price targets and consensus for Jack Henry & Associates, Inc. are on the free /stocks/jkhy/estimates page. Deeper estimate history and models are available in Vest Terminal.